Daily Life Home Navel gazing

The Most Precious Commodity

In economics everything is boiled down to a commodity. When there’s great demand and/or limited supply, prices go up. When there’s little demand and/or a glut prices go down. There’s one “commodity” where the supply and demand is less flexible – time. We all have exactly what we have and nothing will buy us individually more time. This is my roundabout way of explaining why I haven’t had the opportunity to write for this website…

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Mortgages and intestinal fortitude

I’m about to impart on some of those out there with a little bit of knowledge on finding out if you can handle a fixed rate mortgage without major changes to your standard of living. What I’m about to lay out applies only to those who are already on financially stable footing.  This means you are currently NOT living with your parents  due to your limited financial position, facing bankruptcy, etc.  Of course, I am…

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To drink or not to drink? Screw it! I’m drinking!

Many people are probably starting to think how the new year can be different in the positive from the newly-to-be past year. And they always seem make promises in that certain out-loud moan on January 1st when the hangover is at its most potent. I would bet good money that the tradition of New Year’s resolution started when the consumption of alcohol became legalized again right after Prohibition. You can imagine a nation of people…

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